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Welcome of my class with American military benefits and I would like to welcome you to a discussion of the new improved non-military pension benefits for veterans and their surviving spouses it is paid to them because at one time they answered a call of duty for their country this program basically is divided into three parts the first part is the new improved disability pension you have to be at least 65 you don't have to be disabled and you do it do not have to be indigent to qualify for the program I can also include Vietnam veterans who are not 65 yet but who are disabled in one form or another the second portion is called homebound this requires a little bit more physical issues and problems and finally the third section is what most people are familiar with with the Aid and Attendance pension now this pension covers what is referred to as the hazards of daily living on the part of the VA by that they mean that a person nut does not need to be disabled and they do not need to be indigent but they do require regular assistance in getting through with the normal duties of life such as bathing clothing meal preparation transportation house cleaning laundry some of these and there's others and these have to be met medically verified by a physician of some sort now this application process is provided free of charge by American military benefits in no time does the veteran or the families of the veterans or spouses pay us anything for the program with our particular company we prassistance with filling out the proper forms knowing what needs to be included with this and basically expediting the program for the benefit of these folks this program is provided because at one time they veteran answered a call of duty at one time the veteran gave Uncle Sam a blank check it was payable in some cases with that veterans life in other cases certainly with the service that they provided this is a way of the country paying back to the veteran for what they've done I'm out of time now but there is much more I would like to tell you if you would want more information please go to our website at veteran pension benefits dotnet or contact me at my email address Twitter site or Facebook page or you can call my class at eight zero one seven one zero five three one five thank you very much and God bless america.